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plain-english

Decodes contracts, leases, terms of service and policies into plain language - risks ranked, deadlines surfaced, questions to ask. Free MCP plugin for Claude and ChatGPT, zero extra credits.

Links

Repository

README

From the repo.

Plain English 📄

Paste a contract, lease, terms of service, insurance policy, loan agreement or medical letter → find out what you're actually agreeing to. Free, open-source, zero extra credits.

One MCP server for Claude & ChatGPT.

What you get back

  • Bottom line — what this document is and your real exposure
  • What matters most — risks ranked Critical → Notable, each with the verbatim quote, its plain meaning, and the scenario where it bites
  • Deadlines, money, exits — fees, penalties, auto-renewal and its cancel window, how to get out
  • Rights you give up — arbitration, class-action waivers, unilateral changes
  • What's missing — protections a reader would expect and this document omits (absence is a finding)
  • Standard stuff — one line for the boilerplate, so you can ignore it
  • Ask them this / Negotiate this — exact questions and specific asks, each tied to a clause
  • Worth a professional? — whether the stakes warrant one, and what to bring them

Scope — read this

This is comprehension help so you understand your own document. It is not legal, medical, or financial advice and does not replace a professional. The protocol is built to be honest about that: it works only from your pasted text, never invents clauses or figures, presents both readings when wording is ambiguous, flags when an outcome turns on local law it can't verify, and tells you plainly when the stakes justify a real lawyer.

How it's free

The server runs no AI. It returns an expert decoding protocol as plain text; your own Claude/ChatGPT executes it in the same turn. No API key, no second bill.

Use it

Plain English: [paste your lease]
Plain English, I'm the tenant, I'm in Maharashtra: [paste]
Plain English, quick, focus on cost: [paste]

Knobs: role (tenant/borrower/customer/patient) · jurisdiction · focus (cost/exit/data/liability) · depth (quick/full)

Deploy your own (free)

npm install
npx wrangler deploy      # prints your live URL

Your connector URL is that address + /mcp.

Connect it

  • Claude (any plan): Settings → Connectors → Add custom connector → paste the /mcp URL
  • ChatGPT (Plus+, desktop web): Settings → Connectors → Advanced → Developer mode → add the /mcp URL, Auth None

License

MIT © 2026 Pranay Mahendrakar — free to use, modify, and share.

Collected info

  • ★ 0 stars
  • Language: TypeScript
  • Source updated: 7/15/2026

Config for your environment

Replace {MCP_ENDPOINT_URL} with this MCP’s endpoint URL (from its repo or docs above). No API key — you connect directly.

Tool

OS

Config file: ~/.cursor/mcp.json

{
  "mcpServers": {
    "mcp-server": {
      "url": "{MCP_ENDPOINT_URL}"
    }
  }
}

Paste into mcpServers in the config file. Restart Cursor after saving.

If this MCP is also published on mcpchannel.ai, you can subscribe from Browse and use the gateway config there instead.